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Original Article: Enjoy a Montpelier Getaway at The Holladay House Bed & Breakfast

Montpelier, the home of President James Madison, offers a variety of tours and special programs throughout the year. The staff at this historic treasure has joined with local innkeepers to create the Montpelier Excursion Packages, which combine tours of the home with fine local accommodations.

The Holladay House Bed and Breakfast in historic downtown Orange is one of the excellent Virginia inns that you can select. This historic home, built in 1830, has been restored and decorated to reflect both the home’s 19th-century charm as well as all the romance one expects at a fine bed and breakfast.

There are several romantic guest rooms and suites, many with amenities such as a fireplace, double whirlpool tub or a private patio. Luxurious linens, fluffy towels and soft robes are among the other amenities that will leave you feeling pampered and content. The innkeepers prepare a delectable full breakfast each morning, a perfect start to a day exploring Montpelier, which is just five minutes away.

The first Montpelier package available is the Montpelier Wine Weekend. This three-day, two-night package includes lodging at your inn, dinners at local restaurants, a tour of Montpelier and tastings at six local wineries.

The History Weekend and History Weekday packages are another option. These are also three-day, two-night packages that include lodging, dinners and tours of Montpelier. Your days at Montpelier include tours of the mansion, as well as the grounds, Civil War trails and the historic Gilmore Cabin. If you have even more time and enjoy uncovering history’s treasures, Montpelier also offers a seven-day archaeology package, where you get to spend your time taking part in an on-site archaeological dig.

If you are celebrating a special occasion or just want to make your bed and breakfast experience extra special, consider one of these add-ons. The Holladay House innkeepers can arrange to have fresh flowers in your room, a homemade lava cake for two or even a private, in-room massage. There are plenty of other choices available, as well.

Jane Leisteiner likes blogging about history and inns. For more information about Montpelier Orange VA inn packages or more details about bed and breakfast inns, visit the Holladay House or iLoveInns websites now.

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Original Article: A Bed & Breakfast Thanksgiving: Enjoy the Holidays, Hassle-Free

This year, make your holidays different. Skip the stress of entertaining and planning huge holiday meals. This year, treat yourself to the gift of a Virginia bed and breakfast getaway. Your innkeepers will provide all the pampering you need, as well as a fantastic holiday meal.

The Holladay House, located in Orange, Virginia, is an ideal place to spend a restful Thanksgiving. Innkeepers Sam and Sharon Elswick delight in creating a traditional gourmet feast each year for their guests. This special Thanksgiving dinner is just $45 per guest and includes the signature turkey and all the trimmings, as well as a selection of locally produced wines.

To further entice guests, the Elswick’s are offering a special rate for guests who book more than one night’s stay. Book two nights, and you receive the next night at 25 percent off the usual rates. If you book three nights, your first two nights are at the regular rates, but the third night is 50 percent off. So you can save a little money, as well as saving yourself from the headache of planning a huge dinner.

Built in’30, this stately Federal-style building has a rich history and is one of the stops on the Journey Through Hallowed Ground. This journey, created by the National Parks Service, includes dozens of historic spots along Virginia Route 15. The innkeepers have restored The Holladay House to its former glory, but offer plenty of modern amenities, such as guest rooms with whirlpool tubs and fireplaces.

In addition to all the wonderful cuisine and ambiance at the inn, the village of Orange and the surrounding area offer plenty of activities. Three presidential homes, those of Thomas Jefferson, James Madison and James Monroe are just minutes away. In fact, Montpelier, the home of James and Dolley Madison, is just four miles away and offers plenty of fun, holiday activities. In addition to historic sites, the area offers many vineyards and the innkeepers supply their guests with free wine tasting passes to several local wineries.

So book a stay at Holladay House and enjoy a unique, historic and relaxing Thanksgiving. The only thing you’ll miss is all the work and clean-up that are part of a traditional holiday dinner.

Jane Leisteiner loves writing and traveling. To get further details on this Virginia bed and breakfast inn or additional details about bed and breakfast inns, visit the Holladay House or iLoveInns websites.

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Original Article: Real Estate Basics – Your Credit Worthiness

It does not matter if you are purchasing your first home, or if you are an investor and are purchasing your tenth property, your credit score will play a huge role in getting approved for your mortgage loan. By properly managing your credit and understanding how your credit score will affect your borrowing ability, you will be able to make the most out of your investment.

Before you ever apply for a home loan, you should check your credit report and verify with your mortgage lender that you have the proper credit score to be able to obtain the loan that you want. Your credit score is a number that is given to you by the major credit reporting agencies based on how good they have determined that your credit is. The higher your credit score, the better your credit is. The better your credit is, the more likely it will be that you will qualify for a mortgage loan.

The three major credit reporting agencies that track your credit score are Experian, Equifax, and Transunion.

By having a higher credit score, you should be able to get a better interest rate on your home loan. Many more lending companies will be willing to work with if you have a high credit score. Also, they will be willing to lend you a larger amount of money when your credit rating is favorable.

The best way to obtain and keep a high credit score is to be timely and responsible when paying your bills. You must avoid having late payments, skipping payments and having large amounts of outstanding debt, particularly with and credit cards and consumer loans.

By understanding how to maintain your credit and how your credit score will affect the type of mortgage loan that you will be approved for, you will be one step closer to being able to purchase the home of your dreams.

Of course your credit score is but one of many factors that will determine whether or not you will be approved for a mortgage loan. Lenders will also consider your financial stability, your income, and your employment status.

Weichert Realtors, Brockwell & Portwood, located in Colonial Heights, Virginia is dedicated to serving you and helping you achieve Your American Dream of home ownership. We appreciate the opportunity to provide you with information, tools and expert advice to help you buy or sell your home. We feature Fort Lee, VA real estateand Petersburg, VA homes for sale.

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